Why You Should Purchase:

Would you rent a car to drive everyday? Then why would you rent you home? Unlike purchasing a car which looses its value over time a home will typically appreciate in value during the time you own it. This will not only make it so that with each payment your are building equity but over time you are building more equity through the homes appreciation. When renting you get nothing extra from each payment except the right to occupy your home.

On top of that, most people are able to write off the interest they pay on their mortgage at tax time. This can give you extra savings any many time make purchasing more affordable than renting.

No Money for a Down Payment - No Problem:

Many first time home buyers struggle with saving enough money to make a down payment to purchase their first home. Did you know that there are many programs out there to help first time buyers purchase a home? There are programs with reduced interest rates, programs to allow seller's to pay your down payment, and you can even ask for the seller to pay your closing costs.

Don't let your down payment and closing costs stop you form buying!

What Steps Should I Take?

The first and most important step is to contact a lender about getting pre-qualified to purchase. A good lender will be able to help assist you in selecting the appropriate programs and determine what price range you can purchase in. Once this has been completed you are ready to begin looking at property.

Many first time buyers do not realize that realtors are typically paid by the seller. Because of this, it is a great idea to seek assistance for a real estate professional. They can help you find homes in the appropriate price range that meet your needs at no additional cost to you. When you do find the perfect home they can help you write an offer that will allow you to purchase it with your financial needs in mind.

If you have any further questions or would like assistance with this process please do not hesitate to call me anytime, day or night.

This Report Provided By:

Ryan Tollefsen
Prudential Jack White/Vista Real Estate
(907) 273-7282 - Direct
(907) 242-6911 - Cell
ryan@akhomeshow.com
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