Most people have some type of lien on their home simply because they have an active mortgage. Any party with an ownership stake in the home technically has a lien on it. However, those with involuntary liens may not be able to sell their home to a qualified buyer, which can make it difficult if they need to part ways with a property. A lien on a home does not necessarily mean that the

A home office can mean a lot of things to a lot of people. For some, it functions like a study, where they're free to read or listen to their favorite radio programs or podcasts. Others will use it for serious work when they can't be in the office. And some will just use it as a place to pay bills, catch up on emails, and plan their next birthday party. Regardless of how a person uses

Selling a home involves a lot of marketing. Online listings with good pictures remain standard marketing tools in the world of real estate, but virtual reality is becoming more common all the time. If you're a home seller who recently listed your property or if you'll be listing your property soon, you should know how virtual reality can help.

What is Virtual Reality and Why Is It

Homeowners looking to list their home may not be aware of the importance of professional photography. As an increasing pool of Sitka home buyers go online to check available properties in a specific area, they are using written details in addition to any photos to decide whether to make a further inquiry. Learn more about the role of professional photography for average homeowners

What is the value of a home? Buyers and sellers may find that a home is worth significantly less than what was expected based on a new home appraisal. While a few intrepid buyers may choose not to get a home appraisal, it is generally useful for all parties involved in the home buying process.

Home appraisals are a critical service often performed during the home buying process. It

Adjustable rate mortgages (ARM) used to be all the rage during the housing boom. As times changed, favor went to fixed rate mortgages with their steady interest rates across the life of the loan. Despite the drop in popularity, homebuyers can still acquire an adjustable rate mortgage from their lender. They must go into this process well-informed about their options to make the best

Disclosures are an important part of the home purchase agreement. They protect home buyers, to prevent them from knowingly purchasing a home that has expensive or irreparable problems.

Disclosures may create problems for home sellers, if there are many issues with their home when it's listed for sale. If you're a homeowner who is thinking about selling your home, you should know

Before getting started buying a first home, it's important to know what's going on in the real estate market where you are thinking about making your purchase. The more you know about home prices, where to buy and how much you can afford, the better off you'll be when the time comes to make an offer. The following tips can help.

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