August 2016

There are 4 blog entries for August 2016.

You don’t need to be an avid Alaska gardener to appreciate our local botanical gardens, but if you are you’ll find lots of ideas on what to grow at home. Non-green thumbers will find much to enjoy in the 110-acre Alaska Botanical Garden.

Learn which perennials do best in Southcentral Alaska

The Lower Perennial Garden is where you’ll want to go if you’re interested in learning more about which perennials are hardy to our area. You’ll be pleasantly surprised at the number of plants that will do well in your landscape. These include poppies, delphiniums, roses and more.

Alaska natives

Take to the Wildflower Trail to view native Alaskan wildflowers. Native plants are always the ideal choice, regardless of where in the country one lives. They

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Demystifying the real estate purchase and sale process is something we here at Unity Home Group® take seriously, so here’s part two of our definitions for some of the most commonly used real estate terms. You’ll find part one here.

FHA mortgage – The Federal Housing Administration (FHA), part of the U.S. Department of Housing and Urban Development (HUD), guarantees home loans, making it easier for those with less-than-perfect credit to obtain a mortgage.

Jumbo mortgage – The Federal Housing Finance Agency (FHFA) announces what is known as the “conforming loan” limits every year. Loans that exceed this amount are jumbo loans.

Loan-to-Value –  Known as LTV, for short, loan-to-value refers to the ratio of the loan to the value of the home.

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Playrooms may be the star attraction for your kids, but they’re usually not terribly enticing for their parents. Even when they’re not messy, they can feel overwhelming cute. And it can be difficult for grownups to enjoy watching their children at play when everything feels too small.

Here are a few ways you can get around those challenges and decorate your playroom so everyone can enjoy being there.

Everyone needs a place to sit – If the playroom only has tiny wooden chairs, you’re not going to want to spend time reading while your child makes you a plate of plastic food. Make sure there’s enough room for everyone in the family to take a seat and make it a comfortable one.

Bring storage down, way down – You can hide seasonal décor on the

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Every industry has its own language and real estate is no exception. The trouble is that real estate agents and lenders are dealing with consumers, and often they forget that what they’re saying may seem like a foreign language to outsiders. Today we thought we’d interpret some of the more common terms you’ll encounter when buying or selling a home in Alaska. This is part one of a multi-part series, so check back next week for more.

Addendum – An addendum is a form used to make changes to the purchase agreement after it’s been accepted by both the buyer and the seller. For instance, if you find problems that the home inspection turned up and want the seller to remedy them, we would submit an addendum to the contract stating that the seller will pay

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* This representation is based in whole or part on data supplied by, and to, the Subscribers of Alaska MLS. Alaska MLS does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Alaska MLS is for its own use and may not reflect all real estate activity in the market. Report reflects sales through within 24 hours of the final report date.

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